{"id":2918,"date":"2026-06-04T12:37:10","date_gmt":"2026-06-04T09:37:10","guid":{"rendered":"https:\/\/batinyilmaz.av.tr\/?p=2918"},"modified":"2026-08-05T13:12:38","modified_gmt":"2026-08-05T10:12:38","slug":"cirolanan-cek-odenmezse-ne-olur","status":"publish","type":"post","link":"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/","title":{"rendered":"Cirolanan \u00c7ek \u00d6denmezse Ne Olur? Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Halinde Hukuki ve Cezai Sonu\u00e7lar"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0417\u0430\u0433\u043e\u043b\u043e\u0432\u043a\u0438<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">\u041f\u0435\u0440\u0435\u043a\u043b\u044e\u0447\u0430\u0442\u0435\u043b\u044c<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cirolanan_Cek_Odenmezse_Ne_Olur\" >Cirolanan \u00c7ek \u00d6denmezse Ne Olur?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_Nedir\" >\u00c7ek Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cekin_Ciro_Edilmesi_Ne_Anlama_Gelir\" >\u00c7ekin Ciro Edilmesi Ne Anlama Gelir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cirolanan_Cek_Odenmezse_Ne_Olur-2\" >Cirolanan \u00c7ek \u00d6denmezse Ne Olur?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#1_Kesideciye_Basvurabilir\" >1. Ke\u015fideciye Ba\u015fvurabilir.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#3_Icra_Takibi_Yapilabilir\" >3. \u0130cra Takibi Yap\u0131labilir<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Cek_Nedir\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_Kase_Yerse_Ne_Olur\" >\u00c7ek Ka\u015fe Yerse Ne Olur?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Cek_Halinde_Hamilin_Haklari_Nelerdir\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Halinde Hamilin Haklar\u0131 Nelerdir?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_Bedelinin_Tahsili\" >\u00c7ek Bedelinin Tahsili<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Faiz_Talebi\" >Faiz Talebi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Icra_Takibi\" >\u0130cra Takibi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Tazminat_Talepleri\" >Tazminat Talepleri<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Ceza_Sorusturmasi\" >Ceza Soru\u015fturmas\u0131<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_Odememe_Cezasi_Nedir\" >\u00c7ek \u00d6dememe Cezas\u0131 Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Cek_Sucunda_Kim_Sorumludur\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Su\u00e7unda Kim Sorumludur?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Cek_Cezasi_Zamanasimi_Suresi_Nedir\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Cezas\u0131 Zamana\u015f\u0131m\u0131 S\u00fcresi Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cirolanan_Cekte_Cirantanin_Sorumlulugu\" >Cirolanan \u00c7ekte Cirantan\u0131n Sorumlulu\u011fu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Ceklerde_Icra_Takibi_Nasil_Yapilir\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7eklerde \u0130cra Takibi Nas\u0131l Yap\u0131l\u0131r?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Cekten_Kurtulmak_Mumkun_Mudur\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7ekten Kurtulmak M\u00fcmk\u00fcn M\u00fcd\u00fcr?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_Kabul_Ederken_Dikkat_Edilmesi_Gerekenler\" >\u00c7ek Kabul Ederken Dikkat Edilmesi Gerekenler<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Sonuc\" >\u0417\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_Cek_Hakkinda_Kisa_Bilgiler\" >Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Hakk\u0131nda K\u0131sa Bilgiler<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Sikca_Sorulan_Sorular_SSS\" >\u0427\u0430\u0441\u0442\u043e \u0437\u0430\u0434\u0430\u0432\u0430\u0435\u043c\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b (\u0427\u0417\u0412)<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cirolanan_cek_odenmezse_son_hamil_kime_basvurabilir\" >Cirolanan \u00e7ek \u00f6denmezse son hamil kime ba\u015fvurabilir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_kase_yerse_ne_olur\" >\u00c7ek ka\u015fe yerse ne olur?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_cek_suc_mudur\" >Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek su\u00e7 mudur?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_cek_nedeniyle_haciz_yapilabilir_mi\" >Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle haciz yap\u0131labilir mi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Cek_odenmezse_faiz_talep_edilebilir_mi\" >\u00c7ek \u00f6denmezse faiz talep edilebilir mi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_cek_cezasi_zamanasimi_ne_kadardir\" >Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek cezas\u0131 zamana\u015f\u0131m\u0131 ne kadard\u0131r?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Ciranta_karsiliksiz_cekten_sorumlu_olur_mu\" >Ciranta kar\u015f\u0131l\u0131ks\u0131z \u00e7ekten sorumlu olur mu?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/batinyilmaz.av.tr\/ru\/cirolanan-cek-odenmezse-ne-olur\/#Karsiliksiz_cek_nedeniyle_dava_acmak_zorunlu_mudur\" >Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle dava a\u00e7mak zorunlu mudur?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cirolanan_Cek_Odenmezse_Ne_Olur\"><\/span>Cirolanan \u00c7ek \u00d6denmezse Ne Olur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left wp-block-paragraph\">Cirolanan \u00e7ekin bankaya ibraz edilmesine ra\u011fmen \u00f6denmemesi halinde \u00e7ek kar\u015f\u0131l\u0131ks\u0131z say\u0131l\u0131r. Bu durumda \u00e7ek hamili, \u00e7eki d\u00fczenleyen ke\u015fideciye ve \u015fartlar\u0131 olu\u015fmu\u015fsa \u00f6nceki cirantalara kar\u015f\u0131 hukuki yollara ba\u015fvurabilir. Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle kambiyo senetlerine \u00f6zg\u00fc haciz yoluyla icra takibi ba\u015flat\u0131labilir, faiz ve masraflar talep edilebilir. Ayr\u0131ca belirli \u015fartlar\u0131n ger\u00e7ekle\u015fmesi halinde \u00e7ek d\u00fczenleyen ki\u015fi hakk\u0131nda \u00e7ek d\u00fczenleme ve \u00e7ek hesab\u0131 a\u00e7ma yasa\u011f\u0131 uygulanmas\u0131 da m\u00fcmk\u00fcnd\u00fcr. Cirantalar hari\u00e7 olmak \u00fczere, ke\u015fideci ve ke\u015fideci lehine aval veren ki\u015fi ayr\u0131ca \u00e7ek tazminat\u0131ndan da sorumlu tutulur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan bir \u00e7ekte hamilin sahip oldu\u011fu temel haklar \u015funlard\u0131r:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ek bedelinin tahsilini isteme<br>\u0130cra takibi ba\u015flatma<br>Faiz ve takip giderlerini talep etme<br>Ke\u015fideci ve ke\u015fideci lehine aval veren ki\u015fiden \u00e7ek tazminat\u0131 talep etme<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle cirolanan \u00e7ekin \u00f6denmemesi, yaln\u0131zca bir borcun \u00f6denmemesi anlam\u0131na gelmez; ayn\u0131 zamanda ciddi hukuki ve ticari sonu\u00e7lar do\u011furabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ticari hayatta s\u0131kl\u0131kla kullan\u0131lan \u00e7ekler, \u00f6deme arac\u0131 olarak g\u00fcven ili\u015fkisine dayanmaktad\u0131r. Ancak uygulamada bir\u00e7ok ki\u015fi, kendisine ciro yoluyla devredilen \u00e7ekin kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kmas\u0131 halinde hangi haklara sahip oldu\u011funu merak etmektedir. \u00d6zellikle \u201ccirolanan \u00e7ek \u00f6denmezse ne olur?\u201d, \u201c\u00e7ek ka\u015fe yerse ne olur?\u201d, \u201ckar\u015f\u0131l\u0131ks\u0131z \u00e7ek cezas\u0131 zamana\u015f\u0131m\u0131 nedir?\u201d ve \u201c\u00e7ek \u00f6dememe cezas\u0131\u201d gibi konular s\u0131kl\u0131kla ara\u015ft\u0131r\u0131lmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bir \u00e7ekin ciro edilmesi, \u00e7ek \u00fczerindeki hakk\u0131n ba\u015fka bir ki\u015fiye devredilmesi anlam\u0131na gelir. \u00c7eki elinde bulunduran son hamil, \u00e7ekin bankaya ibraz edilmesi sonucunda \u00f6deme alamazsa hem ke\u015fideciye hem de belirli \u015fartlar alt\u0131nda \u00f6nceki cirantalara kar\u015f\u0131 hukuki yollara ba\u015fvurabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu yaz\u0131m\u0131zda cirolanan \u00e7ekin \u00f6denmemesi halinde ortaya \u00e7\u0131kan hukuki ve cezai sonu\u00e7lar\u0131 ayr\u0131nt\u0131l\u0131 \u015fekilde inceleyece\u011fiz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_Nedir\"><\/span>\u00c7ek Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ek, belirli bir bankaya hitaben d\u00fczenlenen ve g\u00f6r\u00fcld\u00fc\u011f\u00fcnde \u00f6denmesi gereken k\u0131ymetli evrakt\u0131r. T\u00fcrk Ticaret Kanunu h\u00fck\u00fcmlerine g\u00f6re \u00e7ekin ge\u00e7erlili\u011fi i\u00e7in kanunda belirtilen zorunlu unsurlar\u0131 ta\u015f\u0131mas\u0131 gerekir. \u00d6zellikle son y\u0131llarda, \u00fclkemizde uygulanan faiz politikalar\u0131 sebebiyle ticari i\u015fletmelerin nakit paraya ula\u015f\u0131m imkan\u0131 \u00e7ok k\u0131s\u0131tl\u0131d\u0131r. Bu sebeple ticari i\u015fletmeler genellikle vadeli \u00e7ek kullanmaktad\u0131r. \u00c7ek kullan\u0131m\u0131n yayg\u0131n olmas\u0131 da, tedav\u00fclde bulunan \u00e7eklerin kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kma oran\u0131nda da ciddi bir art\u0131\u015f f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ekler;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nama yaz\u0131l\u0131,<\/li>\n\n\n\n<li>Emre yaz\u0131l\u0131,<\/li>\n\n\n\n<li>Hamiline yaz\u0131l\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">olarak d\u00fczenlenebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ticari ili\u015fkilerde en yayg\u0131n kullan\u0131lan t\u00fcr emre yaz\u0131l\u0131 \u00e7eklerdir. Bu \u00e7ekler ciro edilerek ba\u015fka ki\u015filere devredilebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cekin_Ciro_Edilmesi_Ne_Anlama_Gelir\"><\/span>\u00c7ekin Ciro Edilmesi Ne Anlama Gelir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ciro, \u00e7ek \u00fczerindeki hakk\u0131n ba\u015fka bir ki\u015fiye devredilmesini sa\u011flayan hukuki i\u015flemdir. \u00d6rne\u011fin bir \u015firket, alaca\u011f\u0131n\u0131 tahsil etmek amac\u0131yla ald\u0131\u011f\u0131 \u00e7eki kendi bor\u00e7lusuna verebilir. Bu durumda \u00e7ekin arka y\u00fcz\u00fcne imza at\u0131larak \u00e7ek devredilmi\u015f olur. \u00c7ek hamili \u015firket ise, \u015firket ka\u015fesi ve \u015firket yetkilisinin ka\u015fe \u00fczerine at\u0131lm\u0131\u015f imzas\u0131n\u0131n bulunmas\u0131 \u015fartt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ekin ciro edilmesiyle birlikte:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Yeni hamil \u00e7ekin sahibi olur.<\/li>\n\n\n\n<li>\u00c7ek bedelini tahsil etme hakk\u0131 yeni hamile ge\u00e7er.<\/li>\n\n\n\n<li>\u00d6nceki cirantalar belirli ko\u015fullarda sorumluluk ta\u015f\u0131maya devam eder.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle cirolanan \u00e7eklerin hukuki niteli\u011fi yaln\u0131zca \u00f6deme arac\u0131 olmaktan \u00e7ok daha fazlas\u0131n\u0131 ifade etmektedir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cirolanan_Cek_Odenmezse_Ne_Olur-2\"><\/span>Cirolanan \u00c7ek \u00d6denmezse Ne Olur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ekin bankaya ibraz edilmesine ra\u011fmen kar\u015f\u0131l\u0131\u011f\u0131n\u0131n bulunmamas\u0131 halinde \u00e7ek kar\u015f\u0131l\u0131ks\u0131z i\u015flemi g\u00f6r\u00fcr.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu durumda \u00e7ek hamili;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Kesideciye_Basvurabilir\"><\/span>1. Ke\u015fideciye Ba\u015fvurabilir.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7eki d\u00fczenleyen ki\u015fi veya \u015firket \u00e7ek bedelinden birinci derecede sorumludur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7ek nedeniyle:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00c7ek bedeli,<\/li>\n\n\n\n<li>Faiz,<\/li>\n\n\n\n<li>Takip giderleri,<\/li>\n\n\n\n<li>Avukatl\u0131k \u00fccretleri ve \u00e7ek tazminat\u0131<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">talep edilebilir.<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>Cirantalara Ba\u015fvurabilir<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7eki devreden ki\u015filer de belirli \u015fartlar alt\u0131nda sorumluluk ta\u015f\u0131maktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ekin zaman\u0131nda ibraz edilmesi ve gerekli i\u015flemlerin yap\u0131lmas\u0131 halinde son hamil:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0130lk cirantaya,<\/li>\n\n\n\n<li>Ara cirantalara,<\/li>\n\n\n\n<li>Ke\u015fideciye<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">kar\u015f\u0131 kambiyo senetlerine \u00f6zg\u00fc haciz yolu ile icra takibi ba\u015flatabilir. Burada \u00f6nemle belirtmek gerekir ki; ciranta, ke\u015fideci lehine aval vermemi\u015fse \u00e7ek tazminat\u0131ndan sorumlu tutulamaz. \u00c7ek tazminat\u0131ndan yaln\u0131zca ke\u015fideci ve ke\u015fideci lehine aval veren ki\u015filer sorumludur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Icra_Takibi_Yapilabilir\"><\/span>3. \u0130cra Takibi Yap\u0131labilir<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, do\u011frudan kambiyo senedi niteli\u011finde oldu\u011fundan alacakl\u0131 \u00f6ncelikle dava a\u00e7mak zorunda de\u011fildir. \u0130cra dairesi arac\u0131l\u0131\u011f\u0131yla h\u0131zl\u0131 \u015fekilde takip ba\u015flat\u0131labilir. \u0130cra takibinin ba\u015flat\u0131lmas\u0131 ile birlikte bor\u00e7lunun tebli\u011f tarihinden itibaren 5 g\u00fcn i\u00e7inde itirazlar\u0131n\u0131 bildirmesi ve 10 g\u00fcn i\u00e7inde dosya borcunu \u00f6demesi gerekir. E\u011fer bor\u00e7 \u00f6denmezse;<br>Bor\u00e7lunun malvarl\u0131\u011f\u0131na:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Haciz,<\/li>\n\n\n\n<li>Banka hesaplar\u0131na bloke,<\/li>\n\n\n\n<li>Ara\u00e7 haczi,<\/li>\n\n\n\n<li>Gayrimenkul haczi<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Uygulanabilir. Burada \u00f6nemle belirtmemiz gerekir ki; kambiyo senetlerine \u00f6zg\u00fc takip yolunda itiraz icra dairesine de\u011fil, \u0130cra Hukuk Mahkemelerine yap\u0131l\u0131r. \u0130cra Mahkemelerine yap\u0131lan itiraz, icra takibini do\u011frudan durdurmaz. Ayr\u0131ca mahkeme taraf\u0131ndan tedbir karar\u0131 da verilmesi gerekir. Bu halde ise, icra hukuk mahkemeleri genellikle %15&#8217;ten a\u015fa\u011f\u0131 olmamak kayd\u0131yla belirli bir teminat kar\u015f\u0131l\u0131\u011f\u0131nda tedbir karar\u0131 verirler.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Cek_Nedir\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, \u00e7ekin ibraz edildi\u011fi tarihte banka hesab\u0131nda yeterli bakiye bulunmamas\u0131 nedeniyle \u00f6denemeyen \u00e7ektir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banka taraf\u0131ndan \u00e7ekin arka y\u00fcz\u00fcne kar\u015f\u0131l\u0131ks\u0131z i\u015flemi yap\u0131ld\u0131\u011f\u0131na ili\u015fkin kay\u0131t d\u00fc\u015f\u00fcl\u00fcr.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Halk aras\u0131nda bu durum \u00e7o\u011fu zaman \u201c\u00e7ek ka\u015fe yedi\u201d \u015feklinde ifade edilmektedir.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_Kase_Yerse_Ne_Olur\"><\/span>\u00c7ek Ka\u015fe Yerse Ne Olur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ticari hayatta s\u0131k\u00e7a kullan\u0131lan ifadelerden biri de \u201c\u00e7ek ka\u015fe yerse ne olur?\u201d sorusudur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ekin ka\u015fe yemesi, bankan\u0131n \u00e7ek bedelinin \u00f6denemedi\u011fini tespit ederek kar\u015f\u0131l\u0131ks\u0131z i\u015flemine ili\u015fkin \u015ferh d\u00fc\u015fmesi anlam\u0131na gelir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu durumda:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00c7ek hukuken kar\u015f\u0131l\u0131ks\u0131z \u00e7ek haline gelir.<\/li>\n\n\n\n<li>\u0130cra takibi ba\u015flat\u0131labilir.<\/li>\n\n\n\n<li>Ke\u015fideci hakk\u0131nda ceza sorumlulu\u011fu do\u011fabilir.<\/li>\n\n\n\n<li>Cirantalara m\u00fcracaat hakk\u0131 kullan\u0131labilir.<\/li>\n\n\n\n<li>Faiz ve masraflar talep edilebilir.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Dolay\u0131s\u0131yla \u00e7ekin ka\u015fe yemesi yaln\u0131zca \u00f6deme yap\u0131lmamas\u0131 anlam\u0131na gelmez; ayn\u0131 zamanda ciddi hukuki sonu\u00e7lar\u0131n ba\u015flang\u0131c\u0131n\u0131 olu\u015fturur.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Cek_Halinde_Hamilin_Haklari_Nelerdir\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Halinde Hamilin Haklar\u0131 Nelerdir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7eki elinde bulunduran ki\u015fi \u00e7e\u015fitli haklara sahiptir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_Bedelinin_Tahsili\"><\/span>\u00c7ek Bedelinin Tahsili<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Alacakl\u0131, \u00e7ek bedelinin tamam\u0131n\u0131n tahsilini isteyebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Faiz_Talebi\"><\/span>Faiz Talebi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z kalan \u00e7ek nedeniyle yasal faiz veya ticari faiz talep edilebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Icra_Takibi\"><\/span>\u0130cra Takibi<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mahkeme karar\u0131 beklenmeden kambiyo takibi yap\u0131labilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tazminat_Talepleri\"><\/span>Tazminat Talepleri<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Somut olay\u0131n \u00f6zelliklerine g\u00f6re u\u011fran\u0131lan zararlar\u0131n talep edilmesi m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ceza_Sorusturmasi\"><\/span>Ceza Soru\u015fturmas\u0131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek d\u00fczenleme su\u00e7u nedeniyle \u015fikayet hakk\u0131 kullan\u0131labilir.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_Odememe_Cezasi_Nedir\"><\/span>\u00c7ek \u00d6dememe Cezas\u0131 Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bir \u00e7ekin kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kmas\u0131 yaln\u0131zca hukuki sorumluluk do\u011furmaz. Ayn\u0131 zamanda cezai sorumluluk da g\u00fcndeme gelebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5941 say\u0131l\u0131 \u00c7ek Kanunu kapsam\u0131nda kar\u015f\u0131l\u0131ks\u0131z \u00e7ek d\u00fczenleyen ki\u015fi hakk\u0131nda adli yapt\u0131r\u0131m uygulanabilmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mahkeme taraf\u0131ndan yap\u0131lan de\u011ferlendirme sonucunda \u00e7ek d\u00fczenleme ve \u00e7ek hesab\u0131 a\u00e7ma yasa\u011f\u0131 karar\u0131 verilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu yasak \u00f6zellikle ticari faaliyetlerde ciddi sonu\u00e7lar do\u011furmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7ek hesab\u0131 a\u00e7amayan ve \u00e7ek d\u00fczenleyemeyen ki\u015filer ticari itibar kayb\u0131 ya\u015fayabilmektedir. Bu hususta daha \u00f6nceden payla\u015ft\u0131\u011f\u0131m\u0131z <a href=\"https:\/\/batinyilmaz.av.tr\/ru\/karsiliksiz-cek-cezasi-beylikduzu-avukat\/\">kar\u015f\u0131l\u0131ks\u0131z \u00e7ek cezas\u0131<\/a> .<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Cek_Sucunda_Kim_Sorumludur\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Su\u00e7unda Kim Sorumludur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek su\u00e7unda temel sorumluluk \u00e7ek hesab\u0131 sahibi ve \u00e7eki d\u00fczenleyen ki\u015fiye aittir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u015eirket \u00e7eklerinde ise;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u015eirket yetkilileri,<\/li>\n\n\n\n<li>Temsil ve ilzama yetkili ki\u015filer<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">belirli \u015fartlar alt\u0131nda sorumlu tutulabilmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Her olay\u0131n kendi \u00f6zelliklerine g\u00f6re de\u011ferlendirilmesi gerekir.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Cek_Cezasi_Zamanasimi_Suresi_Nedir\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Cezas\u0131 Zamana\u015f\u0131m\u0131 S\u00fcresi Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Uygulamada en \u00e7ok merak edilen konulardan biri de kar\u015f\u0131l\u0131ks\u0131z \u00e7ek cezas\u0131 zamana\u015f\u0131m\u0131 meselesidir. Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek sebebiyle su\u00e7 duyurusu i\u00e7in zaman a\u015f\u0131m\u0131 90 g\u00fcn; icra takibi bak\u0131m\u0131ndan ise zamana\u015f\u0131m\u0131 3 y\u0131ld\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak genel olarak:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u015eikayet s\u00fcresi ka\u00e7\u0131r\u0131lmamal\u0131d\u0131r.<\/li>\n\n\n\n<li>\u0130cra takibi zaman\u0131nda ba\u015flat\u0131lmal\u0131d\u0131r.<\/li>\n\n\n\n<li>M\u00fcracaat haklar\u0131n\u0131n kaybedilmemesi i\u00e7in \u00e7ek s\u00fcresinde ibraz edilmelidir.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Zamana\u015f\u0131m\u0131 nedeniyle hak kayb\u0131na u\u011framamak i\u00e7in bir avukattan hukuki destek al\u0131nmas\u0131 \u00f6nem ta\u015f\u0131maktad\u0131r. Bu konu ile ilgili kanun maddelerine <a href=\"https:\/\/www.mevzuat.gov.tr\/\" target=\"_blank\" rel=\"noopener\">Mevzuat Bilgi Sistemi<\/a> \u00fczerinden ula\u015f\u0131labilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cirolanan_Cekte_Cirantanin_Sorumlulugu\"><\/span>Cirolanan \u00c7ekte Cirantan\u0131n Sorumlulu\u011fu<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c7eki devreden ki\u015fi yani ciranta, belirli ko\u015fullarda \u00e7ek bedelinden sorumlu olabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0412 \u0447\u0430\u0441\u0442\u043d\u043e\u0441\u0442\u0438:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00c7ek s\u00fcresinde ibraz edilmi\u015fse,<\/li>\n\n\n\n<li>M\u00fcracaat hakk\u0131 korunmu\u015fsa,<\/li>\n\n\n\n<li>Kanuni i\u015flemler zaman\u0131nda yap\u0131lm\u0131\u015fsa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">hamil cirantalara da ba\u015fvurabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle ticari ili\u015fkilerde \u00e7ek kabul edilirken ke\u015fideci kadar \u00f6nceki cirantalar\u0131n da incelenmesi gerekir.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Ceklerde_Icra_Takibi_Nasil_Yapilir\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7eklerde \u0130cra Takibi Nas\u0131l Yap\u0131l\u0131r?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kan \u00e7eklerde en s\u0131k tercih edilen y\u00f6ntem kambiyo senetlerine \u00f6zg\u00fc haciz yoluyla icra takibidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu takip t\u00fcr\u00fc:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daha h\u0131zl\u0131d\u0131r.<\/li>\n\n\n\n<li>Mahkeme karar\u0131 gerektirmez.<\/li>\n\n\n\n<li>Bor\u00e7lu \u00fczerinde ciddi bask\u0131 olu\u015fturur.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Takip sonucunda bor\u00e7lunun malvarl\u0131\u011f\u0131 ara\u015ft\u0131r\u0131l\u0131r ve haciz i\u015flemleri uygulanabilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bor\u00e7 \u00f6denmedi\u011fi takdirde sat\u0131\u015f i\u015flemlerine ge\u00e7ilebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Cekten_Kurtulmak_Mumkun_Mudur\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7ekten Kurtulmak M\u00fcmk\u00fcn M\u00fcd\u00fcr?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle ortaya \u00e7\u0131kan hukuki ve cezai sonu\u00e7lar\u0131n giderilebilmesi i\u00e7in \u00e7e\u015fitli yollar bulunmaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bunlardan baz\u0131lar\u0131:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Borcun tamamen \u00f6denmesi,<\/li>\n\n\n\n<li>Alacakl\u0131 ile anla\u015fma yap\u0131lmas\u0131,<\/li>\n\n\n\n<li>Yap\u0131land\u0131rma sa\u011flanmas\u0131,<\/li>\n\n\n\n<li>\u0130cra dosyas\u0131n\u0131n kapat\u0131lmas\u0131d\u0131r.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ancak her dosyada uygulanabilecek y\u00f6ntem farkl\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu nedenle profesyonel hukuki de\u011ferlendirme yap\u0131lmas\u0131 gerekir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_Kabul_Ederken_Dikkat_Edilmesi_Gerekenler\"><\/span>\u00c7ek Kabul Ederken Dikkat Edilmesi Gerekenler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek riskini azaltmak i\u00e7in a\u015fa\u011f\u0131daki hususlara dikkat edilmelidir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00c7ek ke\u015fidecisinin ticari ge\u00e7mi\u015fi ara\u015ft\u0131r\u0131lmal\u0131d\u0131r.<\/li>\n\n\n\n<li>\u00c7ekin d\u00fczenlenme tarihi kontrol edilmelidir.<\/li>\n\n\n\n<li>\u015eirket yetkilileri incelenmelidir.<\/li>\n\n\n\n<li>M\u00fcmk\u00fcnse banka referans\u0131 al\u0131nmal\u0131d\u0131r.<\/li>\n\n\n\n<li>D\u00fczenli \u00f6deme ge\u00e7mi\u015fi sorgulanmal\u0131d\u0131r.<\/li>\n\n\n\n<li>Y\u00fcksek tutarl\u0131 \u00e7eklerde ek teminat talep edilmelidir.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu \u00f6nlemler ileride ya\u015fanabilecek ma\u011fduriyetleri azaltabilir.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sonuc\"><\/span>\u0417\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Cirolanan \u00e7ek \u00f6denmezse ne olur sorusunun cevab\u0131 yaln\u0131zca \u00f6deme yap\u0131lmamas\u0131yla s\u0131n\u0131rl\u0131 de\u011fildir. \u00c7ekin kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kmas\u0131 halinde ke\u015fideci, cirantalar ve di\u011fer sorumlular aleyhine hukuki s\u00fcre\u00e7ler ba\u015flat\u0131labilir. Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle icra takibi yap\u0131labilece\u011fi gibi belirli \u015fartlar alt\u0131nda cezai yapt\u0131r\u0131mlar da g\u00fcndeme gelebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6zellikle kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, \u00e7ek ka\u015fe yerse ne olur, \u00e7ek \u00f6dememe cezas\u0131 ve kar\u015f\u0131l\u0131ks\u0131z \u00e7ek cezas\u0131 zamana\u015f\u0131m\u0131 konular\u0131nda hak kayb\u0131 ya\u015famamak i\u00e7in s\u00fcrecin uzman bir avukat taraf\u0131ndan takip edilmesi \u00f6nem ta\u015f\u0131maktad\u0131r.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_Cek_Hakkinda_Kisa_Bilgiler\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00c7ek Hakk\u0131nda K\u0131sa Bilgiler<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cirolanan \u00e7ek \u00f6denmezse ke\u015fideciye ve cirantalara ba\u015fvurulabilir.<\/li>\n\n\n\n<li>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek, hesapta yeterli bakiye bulunmamas\u0131 nedeniyle \u00f6denemeyen \u00e7ektir.<\/li>\n\n\n\n<li>\u00c7ek ka\u015fe yemesi, bankan\u0131n kar\u015f\u0131l\u0131ks\u0131z i\u015flem kayd\u0131 olu\u015fturmas\u0131 anlam\u0131na gelir.<\/li>\n\n\n\n<li>Kar\u015f\u0131l\u0131ks\u0131z \u00e7eklerde kambiyo senetlerine \u00f6zg\u00fc haciz yoluyla icra takibi yap\u0131labilir.<\/li>\n\n\n\n<li>\u00c7ek bedeliyle birlikte faiz ve takip giderleri de talep edilebilir.<\/li>\n\n\n\n<li>\u00c7ek hesab\u0131 sahibi belirli \u015fartlarda hukuki sorumluluk ta\u015f\u0131r.<\/li>\n\n\n\n<li>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek d\u00fczenlenmesi ticari itibar\u0131 olumsuz etkileyebilir.<\/li>\n\n\n\n<li>M\u00fcracaat haklar\u0131n\u0131n korunabilmesi i\u00e7in \u00e7ek s\u00fcresinde ibraz edilmelidir.<\/li>\n\n\n\n<li>Cirantalar da kanuni \u015fartlar\u0131n olu\u015fmas\u0131 halinde sorumlu olabilir.<\/li>\n\n\n\n<li>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek uyu\u015fmazl\u0131klar\u0131nda zamana\u015f\u0131m\u0131 s\u00fcrelerinin dikkatle takip edilmesi gerekir.<\/li>\n<\/ul>\n\n\n\n<h1 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sikca_Sorulan_Sorular_SSS\"><\/span>\u0427\u0430\u0441\u0442\u043e \u0437\u0430\u0434\u0430\u0432\u0430\u0435\u043c\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b (\u0427\u0417\u0412)<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cirolanan_cek_odenmezse_son_hamil_kime_basvurabilir\"><\/span>Cirolanan \u00e7ek \u00f6denmezse son hamil kime ba\u015fvurabilir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Son hamil, ke\u015fideciye ve \u015fartlar\u0131 olu\u015fmu\u015fsa \u00f6nceki cirantalara ba\u015fvurabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_kase_yerse_ne_olur\"><\/span>\u00c7ek ka\u015fe yerse ne olur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Banka taraf\u0131ndan kar\u015f\u0131l\u0131ks\u0131z i\u015flemi yap\u0131l\u0131r. Hamil icra takibi ba\u015flatabilir ve gerekli \u015fartlarda ceza s\u00fcreci g\u00fcndeme gelebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_cek_suc_mudur\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek su\u00e7 mudur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek d\u00fczenlenmesi belirli \u015fartlar alt\u0131nda hukuki ve cezai yapt\u0131r\u0131mlara neden olabilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_cek_nedeniyle_haciz_yapilabilir_mi\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle haciz yap\u0131labilir mi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. \u00c7ek kambiyo senedi niteli\u011finde oldu\u011fundan do\u011frudan kambiyo takibi ba\u015flat\u0131labilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cek_odenmezse_faiz_talep_edilebilir_mi\"><\/span>\u00c7ek \u00f6denmezse faiz talep edilebilir mi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evet. \u00c7ek bedeliyle birlikte faiz ve takip giderleri de talep edilebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_cek_cezasi_zamanasimi_ne_kadardir\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek cezas\u0131 zamana\u015f\u0131m\u0131 ne kadard\u0131r?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek sebebiyle savc\u0131l\u0131k \u015fikayetinde zamana\u015f\u0131m\u0131 90 g\u00fcn, icra takibi ba\u015flatmak i\u00e7in zamana\u015f\u0131m\u0131 ise 3 y\u0131ld\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ciranta_karsiliksiz_cekten_sorumlu_olur_mu\"><\/span>Ciranta kar\u015f\u0131l\u0131ks\u0131z \u00e7ekten sorumlu olur mu?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Kanundaki \u015fartlar\u0131n ger\u00e7ekle\u015fmesi halinde cirantan\u0131n da sorumlulu\u011fu vard\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Karsiliksiz_cek_nedeniyle_dava_acmak_zorunlu_mudur\"><\/span>Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle dava a\u00e7mak zorunlu mudur?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r. \u00c7o\u011fu durumda do\u011frudan kambiyo senetlerine \u00f6zg\u00fc haciz yoluyla icra takibi yap\u0131labilmektedir.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>YASAL UYARI<\/strong>&nbsp;Bu yaz\u0131 yaln\u0131zca genel bilgilendirme amac\u0131 ta\u015f\u0131makta olup hukuki dan\u0131\u015fmanl\u0131k veya avukatl\u0131k hizmeti niteli\u011finde de\u011fildir. Olaya ili\u015fkin bilgiler kamuoyuna ve bas\u0131na yans\u0131yan haberlere dayanmakta olup belirli bir ki\u015fi ya da kurulu\u015fu itham etme amac\u0131 ta\u015f\u0131maz. Her somut olay kendi ko\u015fullar\u0131 i\u00e7inde ayr\u0131ca de\u011ferlendirilmelidir. Mevzuat ve parasal s\u0131n\u0131rlar zaman i\u00e7inde de\u011fi\u015febilir; ba\u015fvuru \u00f6ncesinde g\u00fcncel d\u00fczenlemelerin ve dosyaya \u00f6zel hususlar\u0131n bir hukuk\u00e7u taraf\u0131ndan de\u011ferlendirilmesi \u00f6nerilir.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Av. Bat\u0131n Y\u0131lmaz<\/p>","protected":false},"excerpt":{"rendered":"<p>Cirolanan \u00c7ek \u00d6denmezse Ne Olur? Cirolanan \u00e7ekin bankaya ibraz edilmesine ra\u011fmen \u00f6denmemesi halinde \u00e7ek kar\u015f\u0131l\u0131ks\u0131z say\u0131l\u0131r. Bu durumda \u00e7ek hamili, \u00e7eki d\u00fczenleyen ke\u015fideciye ve \u015fartlar\u0131 olu\u015fmu\u015fsa \u00f6nceki cirantalara kar\u015f\u0131 hukuki yollara ba\u015fvurabilir. Kar\u015f\u0131l\u0131ks\u0131z \u00e7ek nedeniyle kambiyo senetlerine \u00f6zg\u00fc haciz yoluyla icra takibi ba\u015flat\u0131labilir, faiz ve masraflar talep edilebilir. Ayr\u0131ca belirli \u015fartlar\u0131n ger\u00e7ekle\u015fmesi halinde \u00e7ek d\u00fczenleyen [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2919,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[446],"tags":[],"class_list":["post-2918","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-icra-ve-iflas-hukuku"],"_links":{"self":[{"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/posts\/2918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/comments?post=2918"}],"version-history":[{"count":1,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/posts\/2918\/revisions"}],"predecessor-version":[{"id":2920,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/posts\/2918\/revisions\/2920"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/media\/2919"}],"wp:attachment":[{"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/media?parent=2918"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/categories?post=2918"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/batinyilmaz.av.tr\/ru\/wp-json\/wp\/v2\/tags?post=2918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}